> ## Content Index > Fetch the complete content index at: https://blog.knack4business.com/llms.txt > Use this file to discover other available public pages before exploring further. # Private Market Investing for Canadian Entrepreneurs | Michael Lautru - URL: https://blog.knack4business.com/private-market-investing-for-canadian-entrepreneurs-michael-lautru/ - Published: 2026-08-10T18:00:00.000Z - Updated: 2026-08-10T17:59:59.000Z - Description: Michael Lautru of Parvis Investment breaks down private market investing, RRSP strategy, and tax-free wealth building for Canadian business owners. Simple, practical, and long overdue. - Author: Bernie Franzgrote - Tags: Real Estate & Wealth Building, investing, wealth building, RRSP, REITs, private market, Canadian entrepreneur, Parvis Investment, Michael Lautru, commercial real estate, real estate investing, real estate investor, flow-through LP, tax strategy, compounding, Knack 4 Business **Host: Bernie Franzgrote** Private market investing, RRSPs, REITs, and tax-free wealth building for Canadian SMB owners — Michael Lautru of Parvis Investment makes it simple. **GROWTH CATEGORY:** Real Estate & Wealth Building --- **Brought to you by** [*Gentry Learning*](https://tinyurl.com/mr2fufae?ref=blog.knack4business.com)*,* [*Profit10™*](https://tinyurl.com/58she8w6?ref=blog.knack4business.com)*, and* [*Sterling Grace* ](https://tinyurl.com/3jr6e8my?ref=blog.knack4business.com)[*Technologies*](https://tinyurl.com/3jr6e8my?ref=blog.knack4business.com)*.* --- ![](https://storage.ghost.io/c/c2/71/c271bbbd-7656-42a5-bca8-28e3520864c6/content/images/2026/07/GENTRY-LEARNING-trnsprnt-LOGO-3-1.png) #### [Gentry Learning](https://tinyurl.com/mr2fufae?ref=blog.knack4business.com) Real estate education that builds real wealth, with Fred Crouch. Courses, active listings, an Investor Club, and a free newsletter. [GAIN INSIGHTS](https://tinyurl.com/mr2fufae?ref=blog.knack4business.com) --- You're paying taxes on money that could be working for you right now. Michael Lautru has spent over ten years helping Canadian business owners fix that. As a private market specialist at [Parvis Investment](https://www.parvisinvest.com/individuals?ref=blog.knack4business.com), he works with entrepreneurs and investors across Canada to build long-term wealth through private markets — RRSPs, real estate investment trusts, flow-through LPs, and tax structures that most people never hear about unless they ask the right questions. In Season 4 Episode 105 of Knack 4 Business, Michael returns as a guest and delivers one of the most practical wealth conversations we have ever put on the show. --- **Watch the full conversation here:** --- ### **WHO THIS IS FOR** SMB owners, solopreneurs, corporate escapees, and leaders building systems — anyone who is earning well, paying taxes, and ready to stop leaving money on the table. --- ### **Key Lessons** **1\. Your RRSP is a starting point, not a destination** RRSPs reduce your taxable income today — but when you start withdrawing, every dollar is fully taxable. Michael explains how to pair your RRSP with tax-efficient private investments, including real estate trusts that generate monthly return-of-capital distributions and flow-through LPs that produce annual tax write-offs. The result: you can pull money out of your RRSP for years while paying little to no tax — because your write-offs are offsetting your taxable income at the same time. **2\. Patience is the most underrated investment skill** Michael draws a clear line between patient money and panic money. Development projects can take years before they generate returns — but the investors who leave their money alone come out significantly ahead. He shares the math that says it all: $49,000 invested over seven years, compounded at a modest 8% and never touched, becomes $3 million by age 55\. Most people hear about compounding. Very few actually let it work. **3\. Your corporation can fund your retirement** Business owners with retained corporate earnings have an option most employees never get — using the company to invest on their behalf. Those earnings can go into private market assets, grow inside the corporation with deferred taxes, and eventually be transferred personally with careful planning. Combined with a sharp accountant and a tax strategist, this approach can dramatically reduce the tax burden at retirement — legally, quietly, and over time. --- ### **Practical Steps** **1\. Book a conversation with your accountant — and come with specific questions.** Ask about flow-through LP investments, return-of-capital distributions, and whether your retained corporate earnings are working or sitting. Most of these conversations don't happen because the business owner doesn't know what to ask. **2\. Do the compounding math on a number you can actually invest today.** Not a hypothetical. Not someday. A real number, at a modest return, over the next ten years. Let it land. Then decide whether you want to leave it in a default savings product. **3\. Connect with a private market specialist who works with Canadian investors.** Reach out to [Michael Lautru on LinkedIn](https://www.linkedin.com/in/michael-lautru-a95a5024/?ref=blog.knack4business.com) or visit [Parvis Investment](https://www.parvisinvest.com/individuals?ref=blog.knack4business.com) to learn more about what private market access looks like for your situation. --- ### **About the Guest** Michael Lautru is a private market specialist and business development professional at [Parvis Investment](https://www.parvisinvest.com/individuals?ref=blog.knack4business.com) with over ten years of experience guiding both growing startups and established multimillion-dollar brands. He helps everyday Canadian investors step into private markets with confidence and clarity — cutting through financial jargon and building real relationships first. Michael believes smart investing starts with trust, not spreadsheets. Connect with him on [LinkedIn](https://www.linkedin.com/in/michael-lautru-a95a5024/?ref=blog.knack4business.com). --- ### **Listen on Audio** [Listen on Simplecast](https://tinyurl.com/4u2jz3fx?ref=blog.knack4business.com) [Browse all episodes](https://tinyurl.com/y8tctv4v?ref=blog.knack4business.com) --- ### **— Partners on this episode —** [Gentry Learning](https://tinyurl.com/mr2fufae?ref=blog.knack4business.com) — Real estate education that builds real wealth, with Fred Crouch. Courses, active listings, an Investor Club, and a free newsletter. [Profit10™](https://tinyurl.com/58she8w6?ref=blog.knack4business.com) — Take the free Profit Snapshot. Ten questions that show you where your business is strong and where profit is leaking. [Sterling Grace Technologies](https://tinyurl.com/3jr6e8my?ref=blog.knack4business.com) — Cybersecurity, IT, and business continuity for Canadian SMBs. Real people, real protection. --- ### **FAQ** **Q: Do I need to be wealthy to invest in private markets?** No. Michael's point throughout this episode is that private markets are for the patient, not just the wealthy. Many real estate trusts and flow-through LPs are accessible to everyday Canadian investors, including business owners who are just starting to look outside their own company. **Q: What is a flow-through LP and how does it reduce my taxes?** A flow-through limited partnership allows a percentage of your invested capital to be used as a tax write-off each year you hold the investment. Combined with return-of-capital distributions — which are not taxed until you have received back your original investment — these structures can generate income while significantly lowering your annual tax bill. **Q: When should I start thinking about private market investing?** Michael's answer is clear: as early as possible. The power of compounding means that money left alone for a long time does the heavy lifting. Business owners in their mid-to-late thirties who start planning now are in a strong position by the time they want to semi-retire or fully retire. --- ****Next Steps to Take** - [Join Canada Growth Network](https://tinyurl.com/3s5d3ayv?ref=blog.knack4business.com) — $47 CDN/month. A robust CRM and community. - [Web Indexer](https://tinyurl.com/yav4edf5?ref=blog.knack4business.com) — Quick-install chatbot. Info 24/7 for your website visitors. - [Browse all episodes — K4B / ETW / CGN](https://tinyurl.com/y8tctv4v?ref=blog.knack4business.com) - [Search K4B episodes by topic](https://knack4business.com/?ref=blog.knack4business.com) - [Want to be a guest? Register here](https://knack4business.com/?ref=blog.knack4business.com) [Join Canada Growth Network ](https://tinyurl.com/3s5d3ayv?ref=blog.knack4business.com) --- ### **K4B ACKNOWLEDGEMENTS** - [Carl Richards](https://www.linkedin.com/in/carl-richards-3a0a223/?ref=blog.knack4business.com) - [Fred Crouch](https://tinyurl.com/3psh5bdk?ref=blog.knack4business.com) - [Jovan Strika — @Hive](https://tinyurl.com/4dmcxah8?ref=blog.knack4business.com) - [Melanie Webber](https://www.linkedin.com/in/melanie-webber-879806128/?ref=blog.knack4business.com)